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Don’t blame CRA: Part 3, what passes for evidence

[Continued from yesterday’s Part 2 and Part 1.]   The previous two parts of this post introduced us to Howard Husock’s argument in City Journal, recapitulating themes he’s sounded over years and years,...

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Great posts by other (GBPO) 02: pyramids, promises, and public transportation

Previous GBPO may be found here:  GBPO 01.]   Continuing our if-the-opportunity-will series of Great Posts By Others (GBPO), here are three more provocative slices of the housing finance world:   Down...

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Visibility perception bias

By: David A. Smith   During World War II, B-17 bombers were known as Flying Fortresses because they could take an incredible pounding and still make it home.    Like every other tail in this post, it...

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The ATM with a sari and a smile: Part 1, growing the network

By: David A. Smith   Networks are fantastic innovations, but only if they make it the last hundred yards to your doorstep, so you can connect to them.     The blood has to get to everywhere and from...

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The ATM with a sari and a smile: Part 2, growing the customers

By: David A. Smith   [Continued from yesterday’s Part 1.]   As we saw yesterday via this New York Times article, India is rapidly expanding its banking customer base, through a wonderfully innovative...

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